Flood Insurance Information
The National Flood Insurance Program (NFIP) is managed by the FEMA and is delivered to the public by a network of more than 50 insurance companies and the NFIP Direct.
Floods can happen anywhere — just one inch of floodwater can cause up to $25,000 in damage. Most homeowners insurance does not cover flood damage. Flood insurance is a separate policy that can cover buildings, the contents in a building, or both, so it is important to protect your most important financial assets — your home, your business, your possessions.
The NFIP provides flood insurance to property owners, renters and businesses, and having this coverage helps them recover faster when floodwaters recede. The NFIP works with communities required to adopt and enforce floodplain management regulations that help mitigate flooding effects.
Flood insurance is available to anyone living in one of the almost 23,000 participating NFIP communities. Homes and businesses in high-risk flood areas with mortgages from government-backed lenders are required to have flood insurance.
NFIP Flood Insurance Claims Handbook (FEMA F-687)
How Flooding Affects County
Flooding is one of the main hazards that affect Camden County. Over 54% of the county is located in a flood zone, however due to the flat contour of Camden County, areas located outside the flood zone can experience some sort of flooding. Areas outside the flood zone usually flood due to clogged drainage systems.
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Albemarle Regional Hazard Mitigation Plan - Final Plan |
Camden County GIS Maps - Flood Zone Layer
Camden County's GIS Maps can be accessed through this link: County Flood Map
To view the flood zones on this map, click Map Layers (located at the upper right on the maps page), then click the yellow folder icon to expand the list of available layers. Scroll down the list of layers and click to place a check mark in the box next to Flood Zones. You can also select other layers by clicking and placing a check mark next to the layer's title.
Pasquotank / Camden Emergency Management
Emergency Management is one of our partner organizations, you can view their website by clicking on the following link: https://www.pasquotankcountync.org/pcecem
Federal Emergency Management Agency (FEMA)
FEMA is another resource for emergency management and related information, you can view their website by clicking on the following link: http://www.fema.gov
North Carolina Floodplain Mapping Program
The NC Floodplain Mapping Program may be accessed through this link: Flood Risk Information System
How Recent Legislative Changes Affect Flood Insurance
This site is useful to understand how the premiums will phased in: Flood Premiums Rising Dramatically
Flood Information Brochures
The following brochures are available for download. Click to view or download.
- Flood - A Prevention Guide to Promote Your Personal Health and Safety
- Are You Ready for a Flood or a Flash Flood?
- Turn Around - Don't Drown
- Camden County Flood Outreach
- What To Do After The Flood Fact Sheet
Please contact the Flood Zone Administrator (contact information at top right) for any flood zone questions and concerns you may have.