Flood Insurance Information
The National Flood Insurance Program (NFIP) is managed by the FEMA and is delivered to the public by a network of more than 50 insurance companies and the NFIP Direct.
Floods can happen anywhere — just one inch of floodwater can cause up to $25,000 in damage. Most homeowners insurance does not cover flood damage. Flood insurance is a separate policy that can cover buildings, the contents in a building, or both, so it is important to protect your most important financial assets — your home, your business, your possessions.
The NFIP provides flood insurance to property owners, renters and businesses, and having this coverage helps them recover faster when floodwaters recede. The NFIP works with communities required to adopt and enforce floodplain management regulations that help mitigate flooding effects.
Flood insurance is available to anyone living in one of the almost 23,000 participating NFIP communities. Homes and businesses in high-risk flood areas with mortgages from government-backed lenders are required to have flood insurance.
NFIP Flood Insurance Claims Handbook (FEMA F-687)
How Flooding Affects County
Flooding is one of the main hazards that affects Camden County due to a large portion of the county is located in a Special Flood Hazard Area. Additionally, due to the flat contour of Camden County, areas located outside the Special Flood Hazard Area can experience flooding.
Camden County GIS Maps - Flood Zone Layer
Camden County's GIS Maps can be accessed through this link: County Flood Map
To view the flood zones on this map, click the Layers Icon (2nd icon located at the upper left on the maps page), then click on the "eye" icon next to Flood Data to view the different flood zone locations. To view the Flood Zone Legend, click on the icon next to the eye icon that looks like a list.
Pasquotank / Camden Emergency Management
Emergency Management is one of our partner organizations, you can view their website by clicking on the following link: Pasquotank-Camden Emergency Management Agency
Federal Emergency Management Agency (FEMA)
FEMA is another resource for emergency management and related information, you can view their website by clicking on the following link: FEMA
North Carolina Floodplain Mapping Program
The NC Flood Risk Information System may be accessed through this link: F.R.I.S. Map
How Recent Legislative Changes Affect Flood Insurance
Flood Information Brochures
The following brochures are available for download. Click to view or download.
- Homeowner's Guide to Retrofitting
- Answers to Questions about the NFIP
- Substantial Improvement/Substantial Damage Desk Reference
- Answers to Questions About Substantially Improved/Substantially Damaged Buildings
- Above the Flood: Elevating Your Floodprone House
- Flood - A Prevention Guide to Promote Your Personal Health and Safety
- Are You Ready for a Flood or a Flash Flood?
- Turn Around - Don't Drown
- Camden County Flood Outreach
- What To Do After The Flood Fact Sheet
Please contact our office for any flood zone questions and concerns you may have.